Client Onboarding Analyst

Posted 5 days 23 hours ago by Insigniscash

Permanent
Not Specified
Other
London, United Kingdom
Job Description

We are a fast-growing FinTech company offering a unique opportunity for a talented and enthusiastic individual to join our team. As we expand, this role presents a perfect chance for you to significantly impact our company's growth and shape your career as the business evolves. You will be part of a team that values your ideas and offers a clear path for career progression.

The Role

Your expertise in KYC due diligence will be instrumental in our Client Onboarding Team, a critical part of the firm's 1st Line of Defence (1LoD). You will play a key role in identifying and preventing AML/CFT risk and broader Financial Crime risk, making a significant contribution to our company's success.

Role Responsibilities

  1. Conducting client KYC due diligence from initial Onboarding and Life Cycle events, including KYC Periodic Review, Alert Analysis, Transaction Monitoring, and other event-driven reviews.
  2. Identifying high-risk indicators and undertaking enhanced due diligence (EDD) as required.
  3. Undertaking external client dialogue as required to collect due diligence documentation and execute necessary research on High-Risk clients and EDD files.
  4. Screening clients for Sanctions, PEPs, and Adverse Media events.
  5. Update and maintain accurate KYC records in internal databases.
  6. Working with multiple parts of the business, including Sales, Client Services, and Payments Teams, managing expectations and ensuring a satisfactory client experience.
  7. Liaison with external KYC and AML vendors as required.
  8. Keep current with AML, KYC, and related regulatory changes.
  9. At our company, we value your input and encourage you to contribute ideas to improve all aspects of the process and business. We are committed to promoting a positive and proactive working culture where sharing knowledge and expertise is not just encouraged but celebrated.

Minimum Requirements

  1. Previous KYC, AML, or Compliance experience in a UK-regulated firm (2-3 years minimum).
  2. Strong knowledge and application of UK KYC and AML regulations and practices, including JMLSG and FCA guidance.
  3. Practical experience in KYC due diligence across various personal and commercial client types, including sole and joint accounts, Trusts, Charities, SSAS, SIPP, and SMEs.
  4. Proficiency in Microsoft Office Suite (Excel, Word, etc).

Nice to have

  1. Relevant AML/CTF qualifications, such as ACAMS or ICA, are desirable.

Benefits

  1. Competitive compensation
  2. 25 days holiday (ex. Bank holidays)
  3. Pension contributions
  4. Private medical insurance
  5. Employee health and wellness discounts
  6. Cycle to Work Scheme
  7. Monthly happy hours and team lunches
  8. Lunch and learn training sessions.

Working Pattern

Hybrid working pattern in London office, 3 days in the office, 2 days remote.