Commercial Banking Director, Real Estate Finance

We have been awarded the "Most Loved Workplace"! At Metro Bank, people come first - our culture is all about bringing the best out in our colleagues, and making sure everyone feels valued, respected, seen and included. We strongly believe in a diverse and inclusive workplace and to find the very best person for the job, we always look across a wide range of diverse communities.

What you will do:

1. Support the Head of Real Estate in being Metro Bank's external face to the property market building our brand reputation in this key market place.
2. Lead by example and develop the team to ensure high performance, professional growth and alignment with team values and goals.
3. Manage workflow and performance of the team, ensuring timely compliance of all credit and operational risk tasks.
4. Deliver on lending and other objectives, responding to internal risk challenges, external market challenges, and regulatory requirements.
5. Manage an active portfolio of Real Estate customers and growing the bank with the acquisition of new customers.
6. Manage all aspects of Risk, including Credit, Operational and Regulatory.
7. Liaise with other internal stakeholders to deliver required propositions and pricing requirements, risk policies and reporting set and managed within appetites.

And we are a bank so risk is a part of everything we do. We love people who take responsibility, do the right thing for customers, colleagues and Metro Bank and have the courage to call out any concerns.

What you will need:

1. Understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders.
2. Proven track record of relationship management skills and specialist sector knowledge within commercial/corporate Real Estate Finance environments.
3. Excellent credit origination and deal structuring skills, with a track record of lending to larger and more complex Real Estate Finance customers with the commercial and corporate space.
4. In depth knowledge of commercial banking, property investment and development lending with general wider commercial banking and product knowledge.
5. Experienced in credit writing, financial analysis and report writing for customers with complex needs.
6. Strong understanding of Financial Crime, AML requirements as well as TCF, conduct and consumer duty expectations and managing/operating within, risk/regulatory and operational frameworks.
7. Excellent negotiation skills with an ability to interact and influence senior/executive management internally and externally.

Our promise to you

1. We will make sure that you are well-rewarded by providing you with a competitive salary, discretionary annual bonus, and a wide range of benefits, including generous holiday allowance, attractive pension scheme, healthcare, life assurance, and a number of colleague discounts!
2. We will give you the training to ensure you succeed in your role and plenty of internal opportunities to progress your career (around 40% of our recruitment comes from internal promotions!).
3. We are also all about balance so most of our jobs offer the opportunity for hybrid working built around your role and home life, wherever possible.

Diverse teams really are the best teams. We know that candidates (especially women, research tells us) may be put off applying for a job unless they can tick every box. We also know that 'normal' office hours aren't always doable, and while we can't accommodate every flexible working request we are happy to be asked. So if you are excited about working with us and think you can do much of what we are looking for but aren't sure if you are 100% there yet why not give it a whirl? Please note that sometimes we may close a job earlier for applications if we are inundated with amazing candidates Good luck!