Credit Officer - Mid Corporates

Credit Officer - Mid Corporates

Edinburgh, London, Leeds, Birmingham

Job Details

Job Title: Credit Officer
Hours: Full time
Working Pattern: Hybrid, 40% (or two days) in an office location
Posted On: Posted 3 Days Ago
End Date: March 16, 2025

Salary Range: Competitive

About This Opportunity

The BCB Credit Underwriting team is looking to recruit two colleagues at the Credit Officer level to the Mid Corporate Credit team. BCB Credit Underwriting team works closely with Coverage & Product partners, providing responsible, & sustainable credit risk management solutions to enable our customers and our business to grow.

What You'll Be Doing

• Conduct independent credit assessments for presentation to sanctioning officials to enable informed decisions to be made.
• Liaise with originators, relationship managers, and clients to shape structured credit proposals.
• Monitor and control credit exposures and communicate with senior Risk colleagues.
• Undertake customer, sector, and market research for assessments.
• Exercise credit authority delegation, where applicable.
• Maintain records to satisfy internal and external requirements.

What You'll Need

• A minimum of 3 years credit risk management experience.
• A strong background in credit risk and financial analysis.
• Well-developed communication and influencing skills.
• Ability to balance conflicting demands and deliver to tight timescales.
• Ability to quickly learn and adapt to new challenges.
• Demonstrate sound judgement and strong decision-making skills.

About Working for Us

We're committed to creating a consciously inclusive workplace where our colleagues can thrive and perform at their best. We offer Workplace Adjustments for colleagues with a disability where reasonable.

Benefits Package

• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle
• 30 days' holiday, with bank holidays on top
• A range of wellbeing initiatives

If you're excited by the thought of becoming part of our team, get in touch. We'd love to hear from you.

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper.

Join us and help drive change, shaping the future of finance whilst working at pace to deliver for our customers.