Head of Analytics - New Business - Credit Cards

Head of Analytics New Business - Credit Cards

£Negotiable dependent on experience

Flexible approach to hybrid/UK remote working dependent on applicant

Minimum 1 day a month in Southbank, London office

Job Reference J12685

Background to the role:

Mission: To be the UK's Digital Lender of Choice

Company Values: Collaboration, Excellence, Innovation, Empathy, Passion

An innovative UK based consumer finance business, leading initially with a digital credit card launched in 2018, and a pipeline of consumer finance solutions in the making. Since then, it has grown rapidly and has recently completed the acquisition of a multi-million credit card portfolio. With backing from several major Private Equity funds, they have an ambitious growth strategy. On a mission to redefine the consumer finance experience making it simpler, more enjoyable, more intelligent - treating customers fairly and giving them more control of their money.

The Role Outline:

Drive improvements and growth in decision strategy for New Business.
Responsible for risk decision, limit allocation, and pricing.
Deliver analytical thought leadership and end-to-end, in-depth analytical delivery for New Business programs.
Partner effectively with Commercial, Ops, Tech, Finance, and Reg teams to deliver investor returns as well as an exceptional customer experience in line with all regulatory frameworks.
Manage a team of analysts and partner with a team of Data Scientists to deploy and deliver highly optimized and controlled programs.
Own and update models, strategies, policies, and procedures.

Key Skills Required:

At least 8+ years' experience in Credit cards essential.
Comfort with large datasets and ability to extract information from them: SQL, Python/R/SAS.
Demonstrated comfort in data-rich environments and packages: Alteryx/AWS/DBT/Tableau/Power BI.
Leading by example and rolling up sleeves to get things done.
Deep conceptual and technical understanding of Credit Risk, Analytics, Statistical Model deployment and use demonstrated prior analytical/first-line risk experience in the Card industry.
Deep conceptual and commercial understanding of New Business Origination programs and unit economics.
Commercial and Delivery oriented mindset with ability.
Well-Organized and can manage delivery timelines and outcomes in a fast-paced environment.

What's in it for you?

The chance to make a real impact in a growing start-up on a mission.
Significant levels of responsibility and exposure at an early stage of your career.
Competitive salary & benefits including pension.