Associate - Consumer, Retail and Food & Drink

Associate - Consumer, Retail and Food & Drink

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Location: London
Time Type: Full time
Posted On: Posted Yesterday
End Date: April 19, 2025 (14 days left to apply)
Job Requisition ID: 132538

Salary Range: Competitive Package

Flexible Working Options: Hybrid Working, Job Share

Job Description

JOB TITLE: Associate - Consumer, Retail and Food & Drink
LOCATION(S): London

HOURS: Full Time
WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of your time, in the office.

Join our dynamic Corporate Sector Coverage (CSC) team at Lloyds Banking Group, where we manage relationships with high-profile corporate clients across the UK, North America and Europe. Our Consumer (Retail, Consumer Goods, Food and Drink) team is at the forefront of financing and supporting some of the largest global corporates including Agricultural Traders and Food & Drink manufacturers with instantly recognisable household brands. We're passionate about enabling our clients to grow and we provide support across the end to end supply chain through a comprehensive range of trade & working capital, balance sheet, hedging, cash management solutions and much more.

We're currently recruiting for an excellent opportunity for an Associate to join our Consumer team. You'll work on a diverse portfolio of Investment Grade and Leveraged Finance transactions, gaining unique depth and breadth of experience. We're aiming to double our business by 2030, and we're looking for a highly energetic, motivated and organised individual with a strong appetite to learn new skills and develop deep sector and product knowledge. You'll provide the best in class service to clients and develop meaningful client relationships, supporting the wider team on exciting notable transactions.

Key Accountabilities:

• Support the team in delivering relationship management and origination across the client base, including pitching for business and developing prospect leads.
• Develop a deep understanding of trends and activities within specific sub-segments of Food and Drink and engage with clients on sector themes.
• Identify opportunities to generate further income, recommending and implementing appropriate solutions.
• Drive client dialogue on behalf of the group, ensuring enquiries and issues are satisfactorily resolved.
• Coordinate with relevant parties to assist with deal execution and prepare proposals in partnership with Credit Risk colleagues to seek approval for global credit exposure.
• Prepare responses to invitations to tender for new and existing business, collaborating with other specialist providers to enhance overall business returns.

What You'll Need:

• Curious and driven approach to work with a desire to learn and challenge.
• Experience managing client relationships in a corporate environment, with evidence of delivering exceptional client service.
• Cross proposition product knowledge and transactional awareness.
• Strong analytical skills with understanding of corporate financial analysis.
• Excellent communication and presentation skills, with the ability to interact effectively with clients and internal stakeholders.
• Demonstrated ability to work under pressure and manage multiple priorities in a fast-paced environment.
• Experience of adapting to changes in policies, systems, processes and working practices to achieve operational improvement.

About working for us!

Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity, or culture.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative. And it's why we especially welcome applications from under-represented groups.

We're disability confident. So, if you'd like reasonable adjustments to be made to our recruitment processes, just let us know.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 28 days' holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

If you're excited by the thought of becoming part of our team, get in touch! We'd love to hear from you!

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we're building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.

About Us

With 320 years under our belt, we're used to change, and today is no different. Join us and help drive this change, shaping the future of finance whilst working at pace to deliver for our customers.

Here, you'll do the best work of your career. Your impact will be amplified by our scale as you learn and develop, gaining skills for the future.

For more Flexible Working Options please use the free text search, e.g. job sharing, variable hours, to identify relevant matches.