Lead Credit Risk Analyst

Lead Credit Risk Analyst

Description

We are a dynamic and innovative company committed to managing credit risk effectively. Our team plays a crucial role in ensuring the financial health of our organisation while maintaining a positive customer experience.

As a Credit Risk Analyst, you will be at the forefront of decision-making. Your insights and data-driven recommendations will directly impact our credit policies, strategies, and overall success.

Work Environment: Hybrid 2-3 days on site

Job Responsibilities:

• Monitor, maintain and enhance critical credit scorecards and decisioning performance across consumer and business journeys.
• Collaborate with other team leads to identify risks, improve processes, and optimise connections to our network.
• Engage with stakeholders across different business areas to align strategies and achieve company goals.
• Provide valuable feedback on propositions, projects, and services.
• Analyse data using Excel, SAS, Alteryx, and Python to identify trends and opportunities.
• Challenge existing credit policies and propose effective changes.
• Perform regular and ad-hoc tasks, delivering actionable insights to drive positive outcomes.

Qualifications:

• Experience managing and developing credit scorecards (Essential).
• Advanced Excel skills (Macros, Pivots, VLOOKUP, conditional formatting, etc.). VBA knowledge is beneficial.
• Recent experience analysing data using SAS/SQL, Alteryx, or similar tools (within the last 6 months).
• Mathematical or finance-related degree or proven experience at a senior/lead analyst level.