Regulatory Reporting Accountant

Our Story

Hello there. We're Zopa.

We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don't like about finance and does the opposite. We're redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre - we've built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at !

We're incredibly proud of our achievements and none of it would be possible without the amazing team here. It's not just industry awards we're winning, we've also been named in the top three UK's Most Loved Workplaces.

If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you'll thrive here at Zopa, so join us, and make it count.

Position Overview

We're looking for a Regulatory Reporting Accountant to join our team. Reporting to the Regulatory Reporting Manager, you'll be responsible for preparing key capital and liquidity returns and assist in ad hoc projects.

You'll be part of an impressive Zopa team, who are super collaborative and happy to roll their sleeves up and get involved in whatever needs doing to achieve their goals!

A day in the life:

• Timely and accurate production of liquidity returns (such as LCR & PRA 110), BoE statistical returns & FINREP to ensure accuracy and compliance with relevant regulatory rules.
• Working closely with the Financial Control, Treasury & FP&A teams and second line to deliver appropriate MI.
• Liaising with product teams to understand impact of product feature change on regulatory reporting element.
• Assist reviews performed by second line and internal auditors and implement recommendations arising from those reviews.
• Interface with Regulators and facilitate queries and data requests as relevant.
• Assess the adequacy of internal processes, data and controls which support the production of regulatory returns and oversee enhancements to increase efficiency and strengthen the control framework as required, including keeping standard operating procedures up to date.
• Help the regulatory manager in managing any replacement/upgrade for the existing regulatory reporting software through documentation of business rules, user acceptance testing and documentation of procedures.
• Keeping up to date with regulation and regulatory reporting matters that affect the Group and Bank.

About you:

• Qualified or part qualified accountant (ACA, ACCA or CIMA) or equivalent degree.
• Strong regulatory experience covering COREP (liquidity), FINREP, BoE statistical returns.
• Excellent interpersonal skills.
• Highly organised, able to plan, deliver to tight timescales and prioritise effectively.
• Ability to work under minimum supervision.
• Excellent attention to detail.
• Competent with Excel.
• Exposure to regulatory reporting software, SQL and Tableau desirable.
• A team player with excellent communication skills.

Flexible working? Yes please!

At Zopa we value flexible ways of working. We understand the benefits of face-to-face collaboration and the importance of a good work-life balance. Our teams work in a hybrid manner, from our vibrant UK offices and the comfort of their own homes, at a frequency that suits the team and the work they do.

Not only that - you'll also have the option of working from abroad for up to 120 days a year! But no matter where you are, we'll make sure you've got everything you need to thrive, both in your work and home life, from day one.

Subject to having the right to work in the country of choice.

Diversity Statement

Zopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to better products for our customers and a unique company culture for our people. We are made up of nearly 50 nationalities, have a DE&I forum made up of Zopians wanting to make a difference and we are proud of our culture where everyone can bring their full self to work. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments.