Structured Finance Analyst

Structured Finance Analyst

Locations: London, United Kingdom

Time Type: Full time

Posted on: Posted 2 Days Ago

Job Requisition ID: 900

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.

Job Description

Structured Finance Analyst

U.S. Bank Global Corporate Trust Services is one of the largest providers of corporate trust services in the world. Our clients look to us for trustee, agency, escrow, document custody and money market issuing services via our 48 domestic offices and three international offices.

We are looking to hire a highly talented and passionate individual for our successful Structured Finance (SF) team. This position requires someone who is adaptable, strategic and curious. The individual who fills this role will be responsible for collaborating with business partners and leaders at varying levels throughout the organization and externally. This is an exciting opportunity for the right candidate to help demonstrate long-term potential to grow their career within SF Investor Reporting and Analytics team.

Key Responsibilities:

1. Responsible for all reporting and cash management activities for structured finance transactions (ABS, CMBS, RMBS & Repacks).
2. Work alongside Relationship Managers by reviewing drafts of new deal transaction documents, and providing comments where appropriate.
3. Interpret transaction documents to decipher complex cash movements and account structures.
4. Work closely on deal models to stress test any new deal models and help build deal models where applicable.
5. Review Investor Reports generated by deal Analysts and provide feedback through effective mentoring.
6. Calculation and reporting activities for structured finance transactions, including the calculation of waterfall payments, monitoring trigger events, and credit enhancements, producing periodic investor reports and fielding investor queries.
7. Use transaction documents, along with internal control mechanisms, to calculate and direct cash and asset movements.
8. Understand cash movements and work towards reconciling cash on a deal periodically along with the Transaction Manager.
9. Interact with external swap providers and liquidity facility providers to confirm cash flows and agree fee and interest payments.
10. Develop and maintain relationships with servicers and corporate servicer.
11. Frequent interaction with loan servicers, investors, rating agencies, arrangers and issuers.
12. Own Client Service and act with a sense of urgency. Respond/Liaise with Client professionally over emails and phones.
13. Frequently attend Client calls and meetings.
14. Review and respond to customer requests and investor queries regarding cash flow reporting.
15. Monitor ticklers and complete activities to ensure prompt completion of trustee and agency duties and to mitigate risk.
16. Get involved in/lead various ad-hoc business projects.
17. Maintain a current level of industry knowledge and comply with all company policies and procedures and all applicable government regulations.
18. Self-motivated to seek out new technologies and opportunities that contribute to the overall success of the organization.
19. Successful applicants will exemplify U.S. Bank's ethical principles of uncompromising integrity, respect for others, accountability for decisions and actions, and good citizenship.

Skills and Experience Required

1. 2-5 years related job experience and strong knowledge of European Structured Finance Transactions (ABS, RMBS, CMBS), investments, accounting principles, and loan servicing operations.
2. Ability to interpret transaction documents.
3. Proficient in Microsoft software applications including advanced excel skills - ability to perform cash flow calculations in excel.
4. Basic deal modelling proficiency based on extensive understanding of interpreting deal documents.
5. Effectively manage multiple tasks with competing priorities.
6. Consistently channels analytical and problem-solving skills.
7. Excellent written and verbal communication skills with the ability to interpret and communicate analytical information tailored to the appropriate audience in a clear and concise manner.
8. Excellent customer service skills; previous role involving Client engagement would be highly beneficial.
9. Experience working with cashflow deal modeling and languages an advantage.

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits: Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind.

About Us

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.