Credit Risk & Portfolio Management Director

Credit Risk & Portfolio Management Director
Location: Swindon
Contract: Temporary (6 month initial)
Rate: £900 Per Day Umbrella
Start date: ASAP
Hybrid Working

Job Description

Service Care Solutions is recruiting on behalf of a Central Government Body in Swindon for a Credit Risk & Portfolio Management Director. Reporting to the Chief Investment Officer, you will lead a team of experts, shape financial strategies, and engage with senior government stakeholders to drive innovation in the UK economy. If you have a passion for strategic leadership, risk management, and economic impact, we'd love to hear from you!

Main Responsibilities

1. Lead a team of 10 credit and investment specialists and 8 debt portfolio management experts to manage a high-risk SME loan portfolio with mezzanine/structured finance features.
2. Oversee credit, investment, arrears, default, and recovery decisions, operating within delegated authority.
3. Ensure adherence to responsible lending and debt management policies, aligning with the FCA's Treating Customers Fairly framework.
4. Represent Innovate UK in policy, funding, and risk governance discussions, collaborating with UKRI, the British Business Bank, and Government stakeholders.
5. Provide expert opinion on credit and portfolio management at the Credit Committee and contribute to public/government forums as a thought leader.

Candidate Requirements

1. SME Lending & Investment Expertise
2. Proven experience in SME lending, investment decisions, and structured/mezzanine finance in a fund, banking, or alternative finance environment.
3. Strong leadership skills with a track record of building, leading, and coaching high-performing teams across technical disciplines.
4. Experience in originating and managing SME loan portfolios, launching new financial products, and aligning with risk and finance strategies.
5. Familiarity with Subsidy Control regulations, Managing Public Money, and fair value accounting (IFRS9), plus experience engaging with senior government stakeholders.
6. Degree-qualified or holding a relevant professional qualification, with substantial hands-on experience in credit risk and portfolio management.

If you are interested in the role, please contact Miraj at Service Care Solutions on or email .