Head of Retail Credit & Credit Risk Governance Shawbrook Group Credit Risk London, GB Published ...

The role is part of the Credit Risk Function which sits in the 2nd Line of Defence and is tasked with supporting the Chief Credit Officer (CCO) with credit risk decision-making activities, the ongoing development, embedding, and monitoring of the Bank's Credit Risk Management Framework, and to ensure Credit Risk activities remain effective and relevant to the Bank's strategic objectives and the prevailing external economic environment.

The role holder will be the Chair of the Credit Approvals Committee (CAC), whilst also exercising a personal delegated lending authority.

The role holder will act as the primary point of reference and technical expert primarily for the Bank's Retail Business activities, together with the Asset Finance (DSME) lending activities within the Commercial Business Franchise, and will be responsible for the maintenance and evolution of the Bank's Credit Risk Policies. This will also involve being directly responsible for ensuring the adequacy and relevance of ongoing resourcing, recruitment, and management of the role holder's direct team.

Shawbrook is committed to providing opportunities to all candidates and understands that not all candidates may possess a qualification or education aligned to the role. We will assess each candidate on their individual experience and skills, and not solely on the level of education.

Shawbrook provides finance to a wide range of customer segments that value the premium experience, flexibility, and certainty we deliver. We are a purpose-led organization, with a focus on delivering long-term sustainable value for all our stakeholders.

We have a diversified offering, with our innovative lending propositions tailored to meet specific customer needs in carefully selected markets across SME, Real Estate, and Personal. Our products range from complex structured credit facilities for growth-focused businesses to mortgages for professional landlords and property investors, as well as simple loans for consumers delivered digitally. We fuel our lending through customer deposits, which we attract by delivering a premium experience, choice, and consistently great value to smart savers.

The business model we have created is unique and difficult to replicate, with our 'best of both' approach combining deep human expertise with advanced digital, tech, and data capabilities. This combination not only allows us to deliver excellent customer experiences but to do so efficiently and at scale. We are proud of our innovative and agile culture, which drives consistently high employee engagement scores and makes Shawbrook an attractive destination for the best talent. If you're willing to roll up your sleeves, contribute new ideas, and believe anything is possible, you're our kind of person.

• Want to be part of a bank built for the dynamics of the modern world
• Relish a challenge and enjoy a fast-paced, innovative, and hardworking culture
• Enjoy finding new and better ways to solve complexity and make things happen
• Want to belong to a diverse culture that stands shoulder to shoulder with minority and underrepresented groups
• Care about society and the environment and want to be part of a business that cares too
• Want to continue to grow professionally and be the best version of yourself

Your Wellbeing - We take your health and well-being very seriously by providing a range of benefits to give you and your family peace of mind. These include:

• Market-leading family-friendly policies such as access to our Maternity, Adoption, and Paternity policies from Day 1 of your employment
• Free access to Headspace, a mindfulness & meditation digital health app
• Free access to Peppy digital health app that offers personalized support through fertility treatment, becoming a parent, or menopause
• EAP (Employee Assistance Programme) - Offering you support on a wide range of subjects including financial concerns, mental well-being, and more general queries around family, work, housing, and health
• Cycle to work scheme
• Discounts on gym membership
• Contributory pension scheme & death in service

Your Lifestyle - It's important you strike the right balance between your work and personal life. We provide benefits to support you when at work and when you're enjoying your leisure time.

• Minimum of 27 days holiday per year
• Option to buy or sell holiday days through our flexi-holiday scheme
• Discounts on gym membership nationwide
• Access to discounts on a range of high street and online brands
• Community support and charitable giving

Your Contribution - We're focused on rewarding those that go the extra mile in helping us achieve our goals.

• Participation in our annual discretionary bonus scheme designed to reward your contribution to our success
• Proudly Shawbrook recognition scheme focused on recognizing our role models and thanking our colleagues for a job well done